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Oh didn't know that, that's good to know. We'll look to do a proper conversion of the loft next year so handy to know.
On another note my misses is on the phone to Monzo as there is a transfer limit of £10k per day. Not great when a chunk more than that for the deposit is needed by the solicitors tomorrow to enable us to exchange 🤬
PQR-
It's a ballache, but that's pretty standard for BACS transfer payments in most high street banks.
CHAPS costs, but is instant & effectively limitless.
[Edit] It probably goes without saying, but it's also good idea to phone your solicitor to validate their bank details, and never make a transfer based on email.
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Monzo should happily raise this for you for the day.
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I spoke to them on chat in anticipation of this and they said that the best thing to do is set an alarm on the day you need to transfer for 7am, send a message to chatasking for the limit to be raised because youre exhcanging on a house, and it should be done in the morning
NotThamesWater
spenceey
rogan
You can do this under permitted development rights anyway (except in a listed building / conversation area with an article 4 directive stating otherwise).