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You have to have had your license a certain amount of time before you can join. 12 months I think. You don’t need to have driven a car at all during that time. Most rental companies are the same or worse.
I’d expect other places that might provide you a vehicle would likely have a similar condition on their insurance.
grams
Yeah, thanks guys - car clubs are a great idea (and I've already joined). Just thought it may be a bit less... wasteful... to do something useful while driving about. Only so many trips to IKEA I can really imagine taking!