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gbj_tester in reply to @efb

Do contactless bank cards (HSBC in particular) need use with the PIN at regular intervals otherwise the contactless function stops working?

That's definitely a thing, but you should get a prompt on the terminal to insert your card and enter your PIN, not just a straight fail.

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PhilDAS in reply to @gbj_tester

That's definitely a thing, but you should get a prompt on the terminal to insert your card and enter your PIN, not just a straight fail.

I've never experienced that. Only Payment Declined, the same message as if you had insufficient funds. The teller then has to restart the card payment process while I try inserting it to find out if I'm due to enter my PIN or I've been the victim of fraud and I'm now penniless

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