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  • Do contactless bank cards (HSBC in particular) need use with the PIN at regular intervals otherwise the contactless function stops working? I've had two cards which appear to have stopped working, I haven't used with PIN for a long time.

  • Do contactless bank cards (HSBC in particular) need use with the PIN at regular intervals otherwise the contactless function stops working?

    That's definitely a thing, but you should get a prompt on the terminal to insert your card and enter your PIN, not just a straight fail.

  • Yeah, I got caught out a while ago. You have a contactless credit limit, £100/£150? Which needs re-upping by entering your PIN now and again, depending upon your spend.

  • Yes. Had to put my PIN in with HSBC every 5-10 transactions. Not sure how many exactly.

    Haven't had to with First Direct interestingly

  • It'll explicitly ask you to do Chip+Pin to reactivate contactless. If you're using it somewhere that doesn't do Pin (e.g. tube ticket gate) it usually keeps working.

  • Yep. Anti fraud set up, only happens to my HSBC cards. Not sure what the interval is, it seems to be completely random.

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