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  • my mum is buying a flat in a 5 storey 1960s block. It'll be a cash purchace so no need for a mortgage. How can I find out if the block needs an EWS1 form? obviously it wouldn't prevent this purchace but it would affect value.

  • How can I find out if the block needs an EWS1 form?

    Apply for a mortgage anyway, and see what they lender says.

  • my mum is buying a flat in a 5 storey 1960s block

    How can I find out if the block needs an EWS1 form?

    Unless the building has been retrospectively cladded or significantly altered It's unlikely.

    Main issues with 60s flats is that many are concrete construction and beyond their service life. As yours is five stories it's probably brick type?

  • As TW said, if the mortgage will lend for it then that's what really matters.

    Personally I'd avoid anything in a block of flats for the foreseeable future, even if it's under 18 meters and without cladding there's still a chance lenders will ask for an EWS1.

  • Another thought - why would it matter?

    As you say, the mortgage is irrelevant.

    If it's about valuation - who cares what somebody else thinks that the property is worth.

    If it's just as a decision making data point, you can always ask the surveyor to provide two valuations - one with and one without.

    If it's about the safety of the property, the form itself is oireelevant, and you just need the surveyor's opinion.

    [Edit] just realiesd that there is the consideration of if works might be compelled based on the form. But then it's not the form thats driving that, its the property.

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