Owning your own home

the £/sqm in West Norwood has gone mad

My W.Norwood 4 bed (139sqm) was £680k and will need £100k of work to get up to spec.

That house is well overpriced.

Yeah but you got a very good deal on that.

But it is overpriced. When I saw the sign I was expecting £750k

I am not doing any of the work, there are two tradesmen in the house at present.

They started last Saturday and should complete on Monday.

The only painful parts are:

• having no access to a toilet from 8.30am to 5.30pm.
  
• having no access to a shower for 10 days
  
  

If you had a property with a second bathroom, there would not be any issues really.

Please tell me you're going to line up the toilet so its central to the window.

If you fancy a laugh, we have just gone under offer in Catford at almost equivalent £/sq m for a 2-bed.

Remortgage question. Paid for a surveyor to value my property, which came back ~£25k higher than the bank's HPI valuation, happy days. The question is do I go 2 Year fixed at 1.79% or 5 Year fixed at 2.09% - rates based on 80% LTV.

Ahhhhhhhh.... we have a second bathroom so thats one less pain point, it doesn't have a shower but the shower in our main is disconnected from the rest of the bathroom so it could be staged/phased.

Jesus. Take the money and run!

They haven't even got Tado

WTF!

which came back ~£25k higher than the bank's HPI valuation

Oooh... are you able to use a surveyor valuation to challenge the banks own valuation? Or just their HPI calculation?

Buildings and Contents Insurance. I'm going from paying >£30 for building only on a 2 bed flat to c.£65 for a 5 bed house buildings & contents. Does that sound about right?

Still doesn't sound like particularly much

my contents alone was over 250 this year..

per month?

Yes, per month

Fewer bedrooms surely means higher £/m²?
Also

we have just gone under offer

:_(

That's similar to me (4 bed house)

having no access to a shower for 10 days

We're doing our bathroom currently
Don't remember last time I had a shower at home, but almost there!

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Rate my plumbob skills

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You're doing it yourself?! YES BRO.

Pain level?

Oh and you using a circular saw for those batons?

having no access to a shower for 10 days

when we bought our current place, it had no (!) shower. we had to buy one of these and shower sat down in the tub for 6 months. grim times

edit: here's the before pic

Yeah we've got a mitre saw - one from Evolution™ which has been great

Also recently bought a cheap erbauer plunge saw and a longg track so we can cut nice straight lines in like 2.4m long cuts of wood etc

Pain level is moderate/significant, the benefit is that we know exactly what's happening and what we want done etc,learn new skills, save money
Don't have to worry about pinning down tradesman,

Negatives - known unknowns, I'm not a trained tradesman so we will miss stuff/do things wrong but not realise
Outlay cost for tools
Time time time, say goodbye to your social life haha
Slow progress,

say goodbye to your social life

picked a good year for your project tbf