Owning your own home

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Dammit

Hmm, ok - but presumably they'd not lend me the 45k overshoot, so why include it?

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duncs in reply to @Dammit

Ah, or actually it's 80% of 775k, so it's probably the max LTV

You could probably put down 155k instead of 200k then.

But they'll be giving you the limits so that you don't have to go back in the scenario there are a few people bidding and it goes for, say, 800k

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Dammit in reply to @duncs

Heh, the estate agent has had zero (0) offers on the place since they took it on in May 2019.

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