For anyone else looking for a lender. We went with Atom Bank in the end. Decent rate on a 5yr fix, no fee (although I argued that their £475 valuation charge was as good as a fee) and really fast turn around. Their early repayment charges are pretty high but they have a generous 20% annual overpayment allowance.
For anyone else looking for a lender. We went with Atom Bank in the end. Decent rate on a 5yr fix, no fee (although I argued that their £475 valuation charge was as good as a fee) and really fast turn around. Their early repayment charges are pretty high but they have a generous 20% annual overpayment allowance.