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To offer some hope: we had a similar experience with an Airbnb in France, booked before any travel restrictions etc (though we were coming from NL). We decided to cancel it two weeks before due to potential quarantine-upon-return, sent the owner a message explaining why we were asking for a full refund, and got almost all of it back. I think the very low Airbnb fees were what we didn't get back.
It will 100% be announced on October 19th because I've booked a nice little cottage in Brixham on the 20th for 4 nights.
Of course Airbnb have a 'fuck you' policy when it comes to refunds so that's £800 pissed up the wall.