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  • Doesn't leave much spare for building up a spare £30k cash though. We're buying at around 20% below what we could have 'afforded' and I feel glad we didn't get carried away looking at the top end of our budget. That said the argument for stretching yourself always appeals.

  • We did the same, despite me trying to convince the misses we should stretch ourselves because we could afford it and in the unlikely event one or us would loose our jobs its never going to be hard to find another, right?

    Oh...

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