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  • Want me to see if my broker would be willing to take a look? He's apparently directly in touch with the underwriters at quite a few lenders so has been able (in the past, and not for me) to get past the initial "computer says no" responses.

    They are not a FOC broker, btw.

  • It's nothing a broker can navigate unfortunately. It's a much bigger mess than my individual story.

    Thanks for the offer though.

  • I'm currently selling my place and am lucky enough to have an EWS1 form (although I'm still not counting on anything until contracts are signed). When my buyer's mortgage surveyor was here though, I asked him about it and he said that in his experience Santander were the most lenient and in some cases weren't requesting the EWS1 form. Maybe worth giving them a try?

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