I'm with YBS, just been through our paperwork and our ERC is calculated on the remaining balance on the account and not the start of the year balance.
Yes, the ERC is. But the overpayment allowance is usually (as is the case with Halifax) based on the start of the year.
@stevo_com started
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I'm with YBS, just been through our paperwork and our ERC is calculated on the remaining balance on the account and not the start of the year balance.