Owning your own home

The application of regulations for high rise buildings has been on the whole, good but there has been almost no scrutiny of medium rise buildings and this is where the scandal will truly get going.

Yes. Also lenders are flocking towards risk-aversion and pushing EWS1 wider and wider - and since it's (currently) a lender-controlled thing there's nothing to stop them asking for it and declining to lend without it. There are going to be some very tough times on the housing market because until something gets lenders in a position where medium rise is seen as low risk again, there's little incentive for them to enable the market. And the same goes for everyone else: no reason for an EWS1 assessor to do anything perceived as "taking a chance", no reason for a lender, no reason for an insurer, surveyor etc etc.