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Oooft this exactly what I wanted to hear. I'm up in Scotland, also not a farmer but do live fairly close to a farm...
Thanks, I'll get a quote from them just now.
My bikes are kept in a securely locked detached garage on my property. Theres a very quiet voice in my head telling me in that in over 20 years I've never had a bike nicked or knackered one completely in a crash. Also lucky to live in a place where crime like burglary is virtually non existent.
But the value of my collection of bikes is at an all time high and I of course know its better to be safe than sorry no matter what the wee voice inside my head is whispering.Bikmo and Laka seem to offer a lot on the policy I'm not sure I need. I literally don't leave a bike locked or unattended. But if I woke up one day to find the garage was empty, I'm not sure I could fully recover from that...
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TotalShanner
hazzelfrazzel
I have my household insurance with the NFU (I'm not a farmer and live in London) and have 5 bikes listed with the most expensive down at £9,750. They charge me £42 a month for all the bikes and my home contents insurance. I've had to make 3 bike claims in the last 10 years (2 x crash, 1 x flight damage). On all occasions they've sent me a cheque in the post within a week of me raising a claim and have been absolutely brilliant. They are all covered with no depreciation in value.