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  • I had a flat that was half a terrace house and there was no service charge.

    We shared the buildings insurance and paid for repairs as and when (with pretty much all being attributable to one flat or the other).

  • Same as us, except we each have our own insurance. The number of potential buyers whose head's exploded at the idea was a bit of a shock.

  • The number of potential buyers whose head's exploded at the idea was a bit of a shock.

    It is quite wild and somewhat risky. Fine whilst the Leasholders get on but if one moves out and a troublemaker moves in...eeeesh.

    Did you have a deed of trust or was it totally as and when informal?

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