Owning your own home

I blame Snow Patrol.

There’s something we can all agree on.

Grrr, people saying 'lay' when they mean 'lie' really grinds my gears. It shouldn't, but it does. Makes people sound like chickens, claiming to be laying somewhere. I blame Snow Patrol.

Erm, this is grammatically correct, and the verb used is 'to lie'. The sentence is a second conditional, which calls for the use of the indicative past ('lay') in the subordinate ('if') clause and the conditional in the main clause.

I agree with you that the conflation of 'lie' and 'lay', especially in American English, is regrettable, but this is not an example of it.