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I went for the fixer, got the keys a few weeks ago. Similar to you - it's all entirely liveable but it's had a family there for 25 years and they haven't changed much in the last... 15 years maybe...
it needs plenty doing but there are enough rooms that once the structural stuff is sorted then it can be done piecemeal.
I'm a bit daunted but quite looking forward to it. Ask me again in a year though.
We're now in the privileged position of having to chose between two places to make an offer on. Both are a similar size (+-100sqft) and within a mile of each other. One will need next to no work done and is very shiny. The other needs pretty much everything doing and when it's done, will be miles better than the shiny option (better proportioned rooms, period features*, next to a park etc.).
We're both a little paralysed by the fear of making the "wrong" choice. I think all the discussions we've been having are gearing us towards the wreck, hence the questions about full fat surveys. And are anxious about what other people will think about the decision.
*#shehatesitwhenicallherthat