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  • Insurance: I'm shopping for it again. Was with Petplan initially, then Insurance Emporium because Petplan's renewal price was silly. I always wonder when I do this, what happens if the cat develops a terminal illness? Surely he's then uninsurable once the current policy expires,at least for that condition.

    Also found that my vets wont accept claims directly from the insurer, so it would need to come through my pocket in the event of a big payout. Is this normal?

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