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spenceey
@rogan
Has anyone been through tranferring a mortgage, having two mortgage deals at once with a lender then trying to reconcile them at a later stage?
By far our cheapest option is to keep our current 2.14% mortgage fixed till august 21, and get an additional 1.9% 2year fixed for the remaning. this avoids ~£5000 in get-out-of-deal fees.
My concern is have to deal with twice as many remortgages.. for the forseeable, current lender doesnt tend to do 3year deals so our only way out of that pattern would be to go onto a standard rate for ~1year to then just entirely remortgage.