2 year fixed with ‘low’ rates are kind of a con anyway - the fees are so high (plus you’ve got conveyancing costs at every re-mortgage) that it effectively pushes the rate right back up. 5 year fixed might have higher headline rate but be more efficient at paying off the capital.
2 year fixed with ‘low’ rates are kind of a con anyway - the fees are so high (plus you’ve got conveyancing costs at every re-mortgage) that it effectively pushes the rate right back up. 5 year fixed might have higher headline rate but be more efficient at paying off the capital.