Owning your own home

A full building survey by a chartered surveyor should cover that.

I'm not sure - they seem to believe that buyers of such surveys place value by the number of words in the report, which is insanity. But a wall of text is provided with the occasional photo (the gas meter! The distribution board!) to prevent the eyes from totally glazing over. And the caveats. Oh the caveats.

If someone was to do something that was modern and useful, I'd want that, and I'm trying to think of the format that it might be in. But it's not the full survey reports I've seen.

My survey was by a real old school surveyor so it was very much wall of text with occasional jargon.

It flagged a few things and potentially gives me someone to sue if the house collapses. It could have been a bit more user friendly (I'd have really liked a floor plan with location of problems marked on that) but if I'm spending so much money on a property I can take a bit of time to understand the report and chat through it with the surveyor.

I guess there's a limit on what a non invasive survey can do so it all ends up with similar caveats.

Mine had a kind of to-do list at the end, which might have been in priority order, IIRC.

potentially gives me someone to sue if the house collapses.

In reality how does this work?

They are indemnified but given they can’t look at the structural elements of the building in any detail what could they (their insurers) be liable for?

Genuine question it’s all a bit mysterious to me

I'd imagine they would have to be shown to have been negligent and missed something they would be expected to see.

The issue would probably be that a lot of the evidence would disappear with a collapsed house.

I grew up on a farm, with no one for miles.

You would just go out and play in the woods all day. Good childhood imo.

Yeah but look at you now. Going out to play in the mountains all day. Awful.

Pensions are for retirees. Got to make it there to need it too!

We decided the house wasn't for us so that solves that one anyway. Accepting an offer tomorrow though so had better get a move on.

When I was young I lived in a town so I cannot comment, but I spent my teenage years and early in quiet countryside villages and it was absolutely fucking awful. The countryside is a terrible place to be a teenager. Nothing to do, no friends or ones you would never choose if you had a choice. Nowhere to go because transport sucks, no girlfriends, no jobs, no social life (unless you want to join the young farmers.)

Having parents who having dragged us out there then didn't pay for driving lessons, or put us on their car insurance, and who "weren't a bloody taxi service" didn't help either.

The day I escaped and went to university was the best day ever.

What a week, accepted an offer on our place, offer accepted on onward place, no further chain (FTB buying, our purchase is moving countries).

Praying we don’t run into EWS1 trouble

You are supposed to join the Army or RAF.

Congrats

@Dammit ?

https://www.wowhaus.co.uk/2020/08/18/1930s-art-deco-c-evelyn-simmons-designed-sandcastle-property-in-pevensey-bay-east-sussex/?fbclid=IwAR3v1BpfEa9YwUxcDSC3ANqTCAF3ljpMwEtliu7fommErChce5eJJRbSX6I

including searches, fees etc, two quotes from solicitors for buying a freehold house and selling my leasehold flat have come back at £2900, and £3950 ... both seemed more than i expected?

catford or croydon?

I have £2k to buy and £1.5k to sell in my budget sheet. I recall buying this place was £2k for a leasehold flat.

Selling share of freehold flat and buying a house came to about £2.5k in solicitors fees and sesrches for me (not including land registry fees of about £500).

Lovely but very very slightly out of budget I’m afraid.

I've been ogling that all morning

Mine came in around 3.5k to buy and sell.

Off to buy a lottery ticket.

https://www.myhomemove.com/

£86m on the euromillions tonight. Might have a cheeky punt. Would just about afford the upkeep of that place with that in the bank.

If those numbers come in:
https://www.rightmove.co.uk/property-for-sale/property-86075717.html