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It’s not clear on Bikmos site, from here it reads as for second hand it’s insured for price paid:
https://support.bikmo.com/hc/en-us/articles/115005573449-How-to-value-your-bike-s
thanksbye
my wife keeps bumping our home and contents around each year with zero regard for their ability to cover bikes, so i've been looking at bike insurance.
got an email from BC pushing bikmo so I thought I'd give them a try. glancing at the policy wording, it looks like as long as they're kept in a locked garage, that's enough? no need for additional anchors etc.?
also, i recently bought a second hand bike for £1500 that would be about £2,500 new to replace and they very rarely come up on the used market. does that mean i should insure it for £2,500? presumably yes, right. I should insure it for the amount i'd like in the event of it getting robbed...