Owning your own home

We turned our third bedroom into a utility room, but it’d quite easily accept a desk I suppose. Handy sink for filling the kettle as well, but no fridge for the milk.

Did they stretch every picture?

I feel bad for Croydon. It could and probably should be the biz. Easy to get to Gatwick, good link to city, good link to beyond. Houses are nice. Its if you work I. London but have to commute from croydon or further it'll be a right pain.

it ain't that far from your doorstep - justsayin

also - it's that CR postcode... shit stangs. nearly as bad as BR - which is closer.

So private. Wow.

To get the benefit of living in cronx you don't want to be close to the station and then I'm not sure I want to be there.
I do want a garden my kids can scream in though.

Croydon is a dive.

Have you bought a gravel bike yet?

I mean so long as those curtains stay shut...

Don't particularly want to move back to Bradford, but...

https://www.rightmove.co.uk/property-for-sale/property-95728388.html

That's not even in one of the worse bits.

I probably don't really need an 18 bed house
https://www.rightmove.co.uk/property-for-sale/property-82933057.html

I haven’t no, but that’s a good idea. Weird thing is it seems to have stopped!

Jesus christ , right on top of the motorway too.

Made some offers yesterday. Spotted this today

[OBR] has predicted falls of anything between 2% this year, to 22% by the later half of next year.

Problem is, if house prices fall that much no one will want to sell, so the supply will dry up.

Yeah, totally. Then the whole thing stagnates. Like it did after the Brexit vote.

Some people have to move though.

The whole thing reads:
In the downside forecast, the OBR says that house prices may fall 2.4 per cent this year, fall by a further 11.7 per cent in 2021, and then regain 10.4 per cent in 2022. In the upside forecast, house prices may gain 0.2 per cent this year, 4.1 per cent in 2021, and then shoot up by 12.2 per cent in 2022.

They seem to be hedging their bets

Basically we don't know either way.

Hah. I was looking here, where they omit the 'upside', whatever that means.

https://www.bbc.co.uk/news/business-53755590

It's like when the weather forecast is 50% chance of rain.

There are basically the forecasts from the OBR. The forecast, the upside and the downside. The actual forecast is pretty stable.

The Office for Budget Responsibility expects house prices to fall 3.8 per cent in 2021 in a moderate ‘central’ economic scenario, it says in its latest fiscal sustainability report.

The OBR then sees growth of 9.6 per cent occurring in 2022.

The OBR then sees growth of 9.6 per cent occurring in 2022

Presumably the effect of all the money they will end up printing kicking in.

If you don't have a vision of what you want the whole process will be horrible - it's tiring, stressful, long, expensive and messy.

I had a vision of what I wanted and it was still tiring, stressful, long, expensive and messy.

I would rather buy close to what we want this time so we have less to do.

I had a vision

ah the infamous speech