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Exposure time, physical proximity, air flow, amounts of saliva droplets in the air (i.e. is the The Plague Person breathing through their nose gently with a mask on or shouting at the top of their voice in full spittle-spray Alex Ferguson mode about why masks are useless). Those are the risk factors as I understand it. So if someone walks in without a mask and you tell them to fuck the fuck off ASAP, you're probably OK.
I was pointed to a study at the weekend, if you’re in an enclosed space for a length of time with other people there seems to be more risk. If I was in your shoes I’d be upset too.
https://wwwnc.cdc.gov/eid/article/26/8/20-1274_article