So... it’s apparently taking 6 weeks plus to turn a first time buyer mortgage application into the real deal, from our agreement in principle. And they are being less generous in granting them so we may not make the cut. One of us is self employed so not as straightforward. Would you go ahead with the searches now, at £300 or so risk, to keep things moving or wait until we get a mortgage decision? Offer accepted on a place with an understanding we try and move quickly.
So... it’s apparently taking 6 weeks plus to turn a first time buyer mortgage application into the real deal, from our agreement in principle. And they are being less generous in granting them so we may not make the cut. One of us is self employed so not as straightforward. Would you go ahead with the searches now, at £300 or so risk, to keep things moving or wait until we get a mortgage decision? Offer accepted on a place with an understanding we try and move quickly.