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  • Interested to see if you can get a mortgage. It looks like the banks are applying an EWS1 requirement to any multi-occupant buildings.

    True. Ours is a 1930's, brick and concrete structure with no cladding, and it's a four stories tall - does that fall under the EWS1 thing?

  • It definitely shouldn't but the application of EWS1 forms seems to be ambiguous. Literally nobody in the chain (lender, intermediary, valuation surveyor, PII provider to valuer) is incentivised enough to take the risk without an EWS1 form.

    If you follow the story on Twitter you can see there are now stories emerging of multi-occupant buildings of 8m high with full brick construction being valued at £0 unless an EWS1 form is present.

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