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Just been speaking to my mortgage broker. He has found a lender who does not require an ews1 form to lend on flats, so if you want pm me and I'll send you all relevant details. The only draw back is the repayment charges are punitive so you will have to go for at least 2 years and resign yourself to being a landlord for the foreseeable future.
It won't solve all of your problems but you may be able to leverage against the flat in order to proceed with the renovation works at your house.
Bobbo
It's ok. I'm resigned to the fact that I can't sell my flat, will have to rent it out and move back in with my parents while I figure out what to do with my new house / how I can afford to renovate it.
#firstworldproblems