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I think the TL;DR of it is that nobody is dumb enough to certify the safety of a building they didn't design or build.
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The only way around it is to gain a survey from an RICS surveyor who properly understand the EWS1 application and is confident and competent enough to provide a valuation without an EWS1 form. There is apparently some weird thing around insurance of their valuations being an issue and surveyors not being willing to provide a valuation that they might be held accountable to.
Thank you for this info it saves me a lot of legwork researching. However I guess that suitably qualified surveyors are rocking horse poo rare.
We are currently stuck paying a buy to let mortgage that has gone on to a punishing variable rate - at the moment tax and interest means we are paying into the mortgage as it's not being covered by the rent. We cannot sell for another 6 months if we are able to do so at this point; who the fuck knows. We need to sell in 6 months or write off the additional 3% stamp duty.
We've been trying to remortgage for about 3 months now.
It's all getting a bit stressful.
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this is really fucking shit news dude. hope something gives.
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The legislation was created in partnership with govt, lenders and the RICS. It is not advisory it is binding and surveyors who are members of RICS are bound to uphold it.
The only way around it is to gain a survey from an RICS surveyor who properly understand the EWS1 application and is confident and competent enough to provide a valuation without an EWS1 form. There is apparently some weird thing around insurance of their valuations being an issue and surveyors not being willing to provide a valuation that they might be held accountable to.
I have made official complaints to the surveying company that contracted the surveyor, the RICS and also brought it to the attention of my MP (Neil Coyle).
Anyway, it's a filthy fucking mess and I'm up to my eyes in it.