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chez_jay
@greeno
they've lost their way a bit on this one. they've added functionality to the plus account (like custom categories), thereby making the regular account sub-optimal. I reckon they'd be better making the regular account as good as it can be to get users onboard rather than focus on converting current users.
the plus account should just offer added perks (like the interest and the higher limit on free withdrawals abroad), but i don't think they should add extra app functions to the plus account. The majority of people aren't inclined to pay for a bank account as it's not something we're used to.
tbf this is what they tried previously and it didnt work, so maybe that's why they've done it. But I just don't think the previous offerings were good enough; and I'm still not sure they are.
They make money by getting people to use the account as their main bank having their salary paid into it; I'm not sure they will become profitable via people signing up to the plus account.
csb..