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Yes, because I will pay the final sum and keep the car.
I could've paid cash for the whole thing, and received a 19% discount on sticker price... but I chose to finance as the APR for this model was ridiculously low and it means I could manage the cash flow and de-risk having to empty the bank to have bought a car. I'm still in the position to settle the finance immediately, but still prefer the peace of mind of the cash flow being managed until my savings have got well ahead of themselves again.
Velocio
At the end do you own a car tho?