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Bikmo has 2 bikes for total of £5k down at £21 per month.
I think I'm concluding they are both in the same ballpark, but one is predictable throughout the year and the other has the potential to be cheaper but also the potential to be more expensive.
What I'm really learning is I should have cheaper bicycles.
Velocio
@Cazakstan
I just checked my Laka account.
For two bikes insured for a total of £5000 I've paid an average of £23.53 per month over the past 12 months.