Investment & Investing

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Howard in reply to @hippy

What's Nutmeg rate like compared to NS&I and do I also get $100 cashback?

Nutmeg is stocks and shares so it's investment not savings so expect 3% and the rest over a couple of years unless you are unlucky.

Cash ISAs are mostly pointless now as the tax rules on normal savings have changed to make them largely uncompetitive.

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hippy in reply to @Howard

Fees based on earnings but I presume there's a minimum.

Then again I've got a ii account - but it's essentially a SIPP fund.

Is there some way to use the same account but keep the pension pot and the ISA separate? Or do people normally create separate accounts for this?

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wildwest in reply to @hippy

They'll have to be separate as they are administer different with regards to hmrc.

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