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  • Aren't the key facts here:

    3%

    and

    looking to move in a couple of years

    ?

    Is anyone here seriously saying they can outperform a guaranteed 3% pa over the next 2 years*?

    *as in these next two years following on from C19, Brexit, Trump's unencumbered rule, and China's pre-C19 slowdown

  • Is anyone here seriously saying they can outperform a guaranteed 3% pa over the next 2 years*?

    I think the larger question is: if you are doing this

    We still have a rainy day fund we'd be adding to whilst overpaying by almost 100%

    is earning 3% actually winning?

    I think overpaying by 100% is an indicator of the need to speak to an IFA or someone you trust who knows how to make money work for you.

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