Where's that picture of the decision tree for what to do with your money?
IIRC, it's something like pension -> mortgage -> isa -> savings -> mattress -> sToCkSaNdShaRes
Other factors would be your age, risk appetite, liquidity requirement, current risk-free interest rate etc...
It's up thread somewhere.
This one? Doesn't really say anything about overpayment for debt at 3%. I just resent 75% of my payment going on interest. Looking to move in a couple of years so would also increase our LTV for that.
@NotThamesWater started
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Where's that picture of the decision tree for what to do with your money?
IIRC, it's something like pension -> mortgage -> isa -> savings -> mattress -> sToCkSaNdShaRes
Other factors would be your age, risk appetite, liquidity requirement, current risk-free interest rate etc...
It's up thread somewhere.