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I use Laka, you can use my code for £25 credit which will get you a couple of months for free if you're insuring one bike: https://laka.co.uk/r/IFWOZ
They settle claims really quickly and in my experience it's better have specific bike insurance rather than on home insurance. I have a couple of custom bikes insured which I'd struggle to insure on a home insurance policy.
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I'm renewing my house insurance so same question. It seems to me that bunging 7k or so of bikes under halifax pedal bike insurance is much cheaper than getting Laka by an order of magnitude. (150 for halifax insurance, which includes house insurance, 24 pounds a month for Laka)
Laka probably a bit more user friendly and has no excess, but the difference in price is pretty stark.
do people normally cover bikes under your household policies? or is there a specific comapny to insure them?