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Thanks for the reply Dimi3. Its not for Mobool or DriveNnow its for another one. Thanks as I will now have a look at how the other car clubs operate as a comparison.
All their own staff are on the company insurance, but external contractors have been asked to get their own insurance if expected to do long term work, which I am. I have separate Public Liability Insurance to cover the other stuff, but have been asked to arrange separate cover just for the driving element.
I think I'll have a look at other car club T&C's to see if what I've being asked to do is inline with others, and as suggested before go back to the car club and ask their insurers for any pointers for outfits that offer the policy they want.
I'm just desperate to avoid a day dealing with puzzled call centre insurance droids and getting nowhere, thanks.
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user75204
Is it for Mobool? I don't know what changed, but before when we did the same with DriveNow you were covered by carclub's insurance and Mobool used to have an insurance too, to cover any damages to cars. Are you sure they don't mean insurance for yourself in case something happens while you're riding?