Owning your own home

East Ham

you will be near thattukada !!

(too spicy for me)

Apart from the rain

My mother and sister both live in Argyll so I've spent a bit of time there.

Plusses:
It's pretty much empty
Awesome countryside and riding
Community spirit is strong (can also be -ve, depending)
The Scottish govt are a lot more competent than Westminster

Minuses
Monoculture plus cultural desert
No jobs
Houses are not as cheap as you would expect considering that there are no jobs
You have to drive everywhere
A courgette counts as an exotic vegetable; shopping is very limited and good places to eat are in short supply outside of major cities
It really does rain most of the time.

Looks good but not a big fan of tilapia.

SE6 so easily dismissed.

Me neither

I told him already :_(

Plus if you come SW we can go ride bikes and play with model cars and things.
Even though I suspect we live closer now than if you move to where you're planning and I move to where I'm planning.

Also- re NW6, don't talk to me about that area. Absurd pricing.

C'est vraiment une maison interresante, mais c'etais trop loins des montagnes et plages, non?
Si on reve des maisons francais- on peut choisir meilleur.

@Chalfie

I live about 30 mins outside of Glasgow and I could tick most of your "likes" apart from being near a train station. My experience is that if you're near a train station (and by near I mean a couple of miles on a bike or walking distance) you're not going to be somewhere particularly quiet.

I'm about 10 miles out of the Glasgow commuter belt (where the train stations are), have access to great riding, big gardens are available, I can work in Glasgow and the commute isn't terrible, Scottish people are nice, schools are great round here and its quiet plus I can see Loch Lomond from my living room.

Yeah winters can be tough but I found that adapting my life/behaviour based on changing seasons meant I coped with it better, stayed at home, cooked more and enjoyed the inside more.

Scotland is a great place to be if you're ok with being a fair distance from family (assuming you don't have family up here).

where I'm planning

Where dis

It will be SW and on a district line, but cycleable by wife to Paddington.
V. Early days and people are throwing money at houses at well over historical market rates.
We're formulating an offer that is 15% below asking, but that realisitcally represents actual value, and is a bit optimistic.
Basically, its super annoying that everyone has decided to do the thing we'd planned to do last year but got cold feet about.
Fuckers.

If I could move anywhere though it would have been this:
https://www.themodernhouse.com/past-sales/aylesford-house/

Tell me about it. It can't last. Right?

No, it won't.
It seems people are making bad financial decisions, on emotions rather than logic.
The fact that a house in the area we're thinking sold for 30% more than its neighbour 9 months ago, is insanity.

Mrs. Brows did some modelling and the prices substantially inflated. (will post graph later).
Strong market for short period with people aiming to cash in, sit in rented and then purchase down the line.
I think we might wait- even though we're itching to have it sorted for a variety of reasons.

I'm weeping in to my flat white

Bit of a reach to say that's in Farnham

where do they get the fucking money from? We haven't done badly but it's nuts. So much stuff is out of reach. Who, oh who, is buying a mediocre house behind a railway line in Kensal for > £1m with an HMO on one side and a bunch of crazies on the other?

My guess is mortgage, agreed pre-covid, hours of staring at houses during LD, and EAs doing their part to stoke the fire.

who, is buying a mediocre house behind a railway line in Kensal for > £1m?

And also, why?

^I 100% feel this first world problem. If only I earned three times what I currently do, things would be so much more straightforward.

Which suggests that everyone who does live in the places that I want earn three times what I do, the wankers.

Even with a reasonable deposit (£200k?) the household income has to be huge though to get to £1m. We can do it because we've been in the market for years, but even then on a fair income it's a big push and we can't get it wrong what with £40k SDLT. It's mind boggling

Housing market is going to be interesting for a while.

Lots of people now realise they can work from anywhere and their desire to minimise their commute at the expense of little or no outside space of their own is going to be flipped on its head.

Of course, a relatively large percentage of people can't just "work from anywhere" so there will always be people to buy all of the gardenless flats, but probably not at the prices the people selling them would want as they, themselves, want to escape to suburbia (or further) in search of a proper garden.

(Gross simplification of complex situation and market concludes.)

This is amazing golf club thread chat

Wait, this isn't the golf thread?

Just chipping in to say I would also like a bigger house, in a better location, with a massive garden. I would prefer grounds, if possible, but don't want to be greedy.

This would probably do me once I had remodelled the interior

https://www.themodernhouse.com/sales-list/fitzroy-park/