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fussballclub
I've unfortunately been reading through these pages because I was taken out by an inattentive driver on Monday morning. I was traveling in a straight line through an intersection, and the driver (coming from the opposite direction) turned right across my path without looking.
I've just got a couple of questions, would really appreciate any help!
I've lodged a police report for a traffic incident with at least one person injured but I've yet to hear back from the police. Am I correct in thinking they will be in touch or is the report simply to have on file for insurance purposes?
I've lodged a claim with my insurer as my bike was a write off (collision was at 30mph so there was a lot of damage) and provided them with the details of the driver and 3 witnesses from the scene. I understand my payout will be less my chosen excess, however is it on me to chase the excess from the driver (or her insurance) or does my insurance company do that?
I collected the drivers details but did not supply mine to her (she immediately admitted fault, probably in part because of the three witnesses yelling at her for being an idiot, so I didn't see the point of giving my details to her). Looking at photos of the car after the crash it's likely to be a write off as the A pillar was badly damaged. Should I be preparing for potential legal action against me, despite her being in the wrong, admitting so and having three witnesses confirm my story? She didn't seem the type to do so but again, you never know.
Appreciate any guidance by anyone who's been in a similar situation. Cheers