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Asked about this a page or so back as would like to know how it all works. Do dealers lose out on their commision if the finance gets paid off early? Am looking at getting a used volvo and we could potentially buy outright, but if I can get a better deal financing and paying off right after then quite keen. From what I've read it doesn't sound like there's going to be the post lockdown drop in prices I'd hoped for.
once the finance is sorted you can often just call up within the "cooling off period" and pay it off without interest. within consumer rights iirc