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It's some variety of bumblebee (looks like one of the Cuckoo Bumblebee varieties), not a honey bee. Which means it could be a queen. Honey bee queens only leave the nest to mate (which they only do once, very early on in their lives) or to form a swarm and find a new home, so it's extremely rare for anybody other than beekeepers to see one. Bumblebee queens get out there more often, but it's still mostly likely a worker.
Huge bee sitting on my jasmine waggling its bum about.
Bee people is this a queen?
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