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I'm really surprised that you're ok with an on site backup! I have been burgled and lost my computers AND my backup drives before. Let alone the fire and flood risk.
Right now I'm between homes and leaving an employer.
Typically I would store the backup hard drive off-site... but right now I lack that luxury.
In a few months when things have settled I'll go back to having an off-site... likely will just add an extra HDD so that I rotate them and have the local backup be the fresh one and the off-site be last month's one.
I'm really surprised that you're ok with an on site backup! I have been burgled and lost my computers AND my backup drives before. Let alone the fire and flood risk.
I know you know this and you've made the right decision for you.... but it still puts me on edge!