Should add to this swapped out insurance to bikmo, and had the misfortune to have a bike stolen. Bikmo/hiscox paid out my claim (minus the 10% excess) a little over three weeks after it went in. And most of the delays were on my part .
Also really rate Bikmo - they all appear to be cyclists, so don’t go into shock when they discover stolen handlebars and shifters are over £200 to replace.
I've had Bikmo for a few years now, bought a 2nd hand Cinelli then had it stolen a few weeks later ffs. I have cover for upto 3k, which covers all my bikes, so I could then claim full retail to replace it.
I was surprised how quickly they handled my claim and wouldn't hesitate to recommend.
Should add to this swapped out insurance to bikmo, and had the misfortune to have a bike stolen. Bikmo/hiscox paid out my claim (minus the 10% excess) a little over three weeks after it went in. And most of the delays were on my part .
Glad my insurance was with them.