Should add to this swapped out insurance to bikmo, and had the misfortune to have a bike stolen. Bikmo/hiscox paid out my claim (minus the 10% excess) a little over three weeks after it went in. And most of the delays were on my part .
Also really rate Bikmo - they all appear to be cyclists, so don’t go into shock when they discover stolen handlebars and shifters are over £200 to replace.
Should add to this swapped out insurance to bikmo, and had the misfortune to have a bike stolen. Bikmo/hiscox paid out my claim (minus the 10% excess) a little over three weeks after it went in. And most of the delays were on my part .
Glad my insurance was with them.