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aggi
Read today that the number of 2 year fixed mortgages with 90% LTV fell from 294 to 23 recently. I have my 10% deposit to get my first house - looking less likely to go ahead now but might still happen. Thinking it might be more sensible to get a 5 year fix incase the housing market doesn't recover in 2 years or interest rates go up. How do you go about finding out if the mortgage provider will give you consent to let 2-3 years down the line before signing up for a 5 year mortgage? Don't want to commit to 5 years