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How do you go about finding out if the mortgage provider will give you consent to let
Look at the terms.
It's unlikely that they won't give you consent. It just depends how much they charge. Nationwide charged us an extra 1% (I think) from month 7 onwards - ie 6m free.
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Realistically I can't imagine many will with a 90% LTV.
The obvious is to get your broker to ask them but a buy to let mortgage normally has a higher deposit (often 25%) compared to what you're looking at.
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Don't want to commit to 5 years
Sounds like a five year fixed rate mortgage is not for you in that case.
hugo7
aggi
Brommers
@bobble
Read today that the number of 2 year fixed mortgages with 90% LTV fell from 294 to 23 recently. I have my 10% deposit to get my first house - looking less likely to go ahead now but might still happen. Thinking it might be more sensible to get a 5 year fix incase the housing market doesn't recover in 2 years or interest rates go up. How do you go about finding out if the mortgage provider will give you consent to let 2-3 years down the line before signing up for a 5 year mortgage? Don't want to commit to 5 years