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  • I guess the bank would want something in writing saying the person won't exercise rights gained through living there. Just wondered if anyone else had done it really, assumed it was common.

  • I should look that up

  • ta also @andyfallsoff @danstuff @jackbepablo

    Ok I remembered a verbal conversation with mortgage adviser who said if someone moved in I would need to notify them and they would need to sign a statement, but in the terms, maybe not necessary:

    Your conveyancer must check if any other person over 17 years old will be living in the property on completion and if they will have any legal, equitable or beneficial interest in the property.... If any other person will be living in the property they must complete and sign a Deed of Consent...

    So this is only about the initial purchase, right? Not if someone moves in later? Would this apply again during remortgaging?

    You must occupy the whole of the property on completion and throughout the mortgage, free from any tenancies or third party rights of occupation unless we have agreed otherwise elsewhere in this mortgage offer or separately in writing.

    I'm a bit unsure what this means, I get that I can't rent it out, but other than that - when are third party rights of occupation acquired? Only through eg a tenancy contract, or just by someone living there?

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