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  • I asked this 2 weeks ago - but has no-one ever told their mortgage provider that they have a +1 living with them? The terms of my mortgage say that only I can live here, and I want to make it legit. I thought it would be a relatively common scenario.

  • No it's something about the other person gaining rights to live there, so if I were to default on the mortgage, the bank have an agreement with me where they can repossess it, but they don't have an agreement with anyone else who might live there.

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