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  • Having a chat with some old clleagues last night, who here has taken a mortgage holiday?

  • We did - sort of.

    We emailed lender at their request (they said they weren't discussing it on the phone) and I emailed asking for details about it. Didn't hear anything for a few weeks then noticed last months payment had been refunded followed by an email saying holiday in place. Not what we asked for and no clear indication (yet) about what terms it's to be paid back on. Not ideal. But immediate affordability was more of an issue - all our work since the end of Jan has been cancelled with an inability to do anything else for the foreseeable.

  • We have - I applied expecting a chat with the provider but we just got a letter through saying it’s approved. Terms are clear enough - 3 months added to end of term and interest added to total (so monthly repayment increases by a few £).

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