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  • 48% of my take home salary but my wife was recently made redundant, otherwise it was closer to 30% of combined take home salaries. SW15 so London's famous London.

    In reality it's an interest only mortgage so it's only 9% of my take home salary and when both of us are earning we make over payments to treat it as a repayment mortgage. Only 8 years left on it (by which time I'll be 51) so no problem if I have to extend it for 5 years or so to pay the rest off (although that would then overlap with our daughter going off to Uni if she chooses that route).

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