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  • I'm on 27% but that's just on my basic PAYE salary. On average with my freelance earnings that comes down to around 22%. Obviously that isn't happening this year.

    However my other half is paying the same as me. I don't know if that's the same situation for you?

  • I'm on 27% but that's just on my basic PAYE salary. On average with my freelance earnings that comes down to around 22%. Obviously that isn't happening this year.

    However my other half is paying the same as me. I don't know if that's the same situation for you?

    My calculations are based on me paying all of the mortgage, Me Julie will be able to pay something toward it but as part of stress testing my own finances I've left her contribution out for now.

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